Money Is A Family Affair

If you are single and don’t have kids this tip won’t mean much to you. For the rest of us that have others to consider when making money decisions it just may make things a little easier.

I guess the best knock-down, drag-out fights my wife and I ever had was about money. No, it never came to blows because she’s meaner than I am. Believe me you can have a lot of fights in almost 40 years.

At some point we realized that it wasn’t accomplishing anything. We still didn’t h…

Hilton HHonors Platinum Credit Card For Free Hotel Stays

American Express dedicates its financial services typically around travel-plannings, and offers great travel rewards with its credit cards. The Hilton HHonors Platinum Credit Card from American Express is one such service meant for those frequent travelers who wish to grab the lucrative discounts on stays at Hilton Family Hotels.

Pay It Off And Plan Ahead

Maybe you’ve looked at your calendar and realized that October is fast approaching. You have set some goals earlier this year in the area of your finances but have not achieved them. Now is the time to make a committed effort to begin paying those bills off and plan ahead. Why? As holiday season approaches, people tend to create more debt than any other time during the year.

The idea is not to achieve more debt as the end of the year approaches, but to end the year on a f…

Preferred Rewards Green Card From American Express – A True Financial Companion

Established in 1850, American express happens to be one of the oldest and most honored financial service organizations in the world. Also referred to as “Amex”, the concern excels in credit card, charge card and travelers’ cheque businesses. Credit cards from American express are known for providing unparalleled customer service and immediate purchasing power. Preferred Rewards Green Card from American Express is an exceptional Amex credit card.

Role of Credit Bureaus in Credit Card Approvals

If the credit bureaus rate your credit high, you may find your mailbox flooded with credit card offers from the thousands of credit card issuers in the country. There are many banks offering various credit cards, with rewards this and rewards that; platinum, gold, or silver; and so many variations thereof. You may get offers from your professional organization (lawyers, doctors, and engineers), your alumni association, and your environment club or sports association. Thousands of others, who are rated as safe payers by the various credit bureaus, receive similar offers

The Bills Can Wait

Have you ever wanted anything so much that you were willing to put off your bills to get it? A lot of people have and some do it month after month. The worst part of this is that these same people wonder why they are having money problems.

I’m not talking about putting off the bills to buy groceries or pay for necessities. I’m referring to those little things that you just have to have but really don’t need.

This could range from buying a soda or cup of coffee everyday …

The Lowdown on Contractors’ Business Credit Cards

All the major business credit card issuers have set their eyes on the growing small business credit card market and are trying really hard to get a bigger slice of the pie. They have also realized there is a strong segment of the small business credit card market that could equally benefit from the features of small business credit cards: the group of small contractors and construction companies.

Business Credit Cards for Those With Bad Credit

Corporate executives and successful business owners, who have exemplary credit records, usually have no problem in obtaining business credit cards. The card companies that issue business credit cards are in a constant race against one another – competing to achieve poll position in a race aimed at securing the custom of these ‘elite’ business credit card holders.

Budgeting When Your Paycheck Varies

How can you decide how much you have for bills and expenses when your paycheck varies from one payday to the next? That’s a question a lot of people struggle with.

A few of the occupations that I can think of off hand that could fall into this category are waitresses or waiters working for salary and tips, truck drivers that are paid by the mile and never know how many miles they are going to get, the self-employed that their business income varies from season to season, a…

Bill Consolidation – What You Need To Know.

As easy as it is to get into debt, there are a number of strategies for consolidating your bills and lowering your monthly payments while still paying more to principal and becoming debt-free faster than you thought possible.

If you’re ready to eliminate your credit card debt, you need to assess your situation and then look at the best alternative for your financial needs. Do you own a home? If you own, do you have equity in your home to tap? Can you afford more than your …