Money Is A Family Affair

If you are single and don’t have kids this tip won’t mean much to you. For the rest of us that have others to consider when making money decisions it just may make things a little easier.

I guess the best knock-down, drag-out fights my wife and I ever had was about money. No, it never came to blows because she’s meaner than I am. Believe me you can have a lot of fights in almost 40 years.

At some point we realized that it wasn’t accomplishing anything. We still didn’t h…

The Bills Can Wait

Have you ever wanted anything so much that you were willing to put off your bills to get it? A lot of people have and some do it month after month. The worst part of this is that these same people wonder why they are having money problems.

I’m not talking about putting off the bills to buy groceries or pay for necessities. I’m referring to those little things that you just have to have but really don’t need.

This could range from buying a soda or cup of coffee everyday …

Budgeting When Your Paycheck Varies

How can you decide how much you have for bills and expenses when your paycheck varies from one payday to the next? That’s a question a lot of people struggle with.

A few of the occupations that I can think of off hand that could fall into this category are waitresses or waiters working for salary and tips, truck drivers that are paid by the mile and never know how many miles they are going to get, the self-employed that their business income varies from season to season, a…

10 Tips To Make Sure Your Financial Budget Will Succeed

You’ve analyzed your past expenses, put them into spreadsheets, loaded Quicken with all of your data and come up with a budget. Now what? The tough part! You actually have to stick to your budget and put your plans into action. This is easier said than done. In many cases you will have forgotten about your budget and your financial goals 6 months or a year down the road. How do you keep this from happening to you?

Here’s how. Make sure you follow some of these tips below s…