Credit Repair – Blueprint Part 1
Repairing your own credit is one of the best ways to get the job done right. First you will need to a copy of your credit report and credit score from each of the main credit bureaus. Once you know the damage, it’s time to devise a game plan to remove negative items and begin building new credit.
Credit Monitoring Services – Great tool for credit repair
A credit monitoring service is an annual membership service. This service typically gives you immediate access to your credit report from one or all 3 major credit bureaus. You will also receive access to your credit score. This could be the credit bureaus own score or possibly your FICO score. You may want to opt for a service that provides access to your FICO score. This is the score most lenders will use to determine whether to approve your application for a loan or credit card.
Ten Ways to Fight Identity Theft
Identity theft is one of the fastest growing crimes and affects as many as 10% of us. Here are ten simple ways to avoid being a victim.