5 Tips for Solving Marital Money Issues

Most marriages have their financial ups and downs. It can truly be a test to your relationship with your partner in dealing with the downs in particular. Here are some tips to help you deal with these situations in the quickest and calmest way possible.

Are You Focusing On Your Primary Goal?

There are many areas that you can choose as your primary goal but perhaps one of the best methods for choosing one is to ask yourself a simple question. “If I were to focus on just one area of my life, for one year, which one would have the best impact?

Generally, it is easy to find one area that could stand some improvement. It may be something simple or it could be something that you need to work on a great deal.

Below is a guide of some areas that you may want to loo…

Guide to terrorism and world markets

What worse could have happened to the US economy then the 9th September 2001? Some perverted religious fanatics demolished the embodiment of the world trade. Terrorism is a threat to all the nations of the world

How To Create A Successful Business Plan

I am often asked the same two questions. Do I need a business plan? What should I include in my business plan? I am going to answer these questions when writing this article.

Retail Store U-Scan Machines: Self-Serve or Voluntary Part Time Job?

Do many of us realize that we are working an unpaid part time job for the grocery stores and some home appliance stores? We are ringing up our own goods, are not getting any price discount for doing so and are saving these retailers money.

Each self-serve lane contains two to three self-serve scanners. Retailers have an average of two to four self-serve lanes. Retailers are saving each store an average of four to eight cashiers’ salaries per store. One attendant is assigned to these self-service machines. Hypothetically, if stores are paying full time cashiers $7 per hour, they are now saving $14,000 annually in wage expenses for each cashier that they do not have to hire. Multiplied by four to eight cashiers, each store saves $56,000 to $112,000 per year on wage expenses. This simple calculation does not even count other benefits that companies pay to their cashiers, such as healthcare, vacation pay, sick pay, 401(k), pension benefits and tuition assistance.