Divorce Fuelling Debt Crisis
The high divorce rate of recent in Britain is a major factor leading to ever increasing levels of debt, a new report claimed recently.
Debt Free Direct has claimed that the break down of marriages is a significant factor behind people’s financial problems, which suggests that many are forced to take out a debt consolidation loan following the completion of a divorce procedure.
The debt advisory agency has reported that those who are divorced are a third more likely to b…
How To Shop For A Credit Card
What should you look for when you are thinking of acquiring a credit card? Many of us have no idea as to what we need to look for while getting a credit card
Jumbo Loans are now commonplace in America
Many homes require jumbo loans these days, learn about some of their characteristics now.
Lenders And Refinancing
Refinancing is a common practice adopted mostly for home loan facilities. Refinancing is nothing but to pay off the old debt and taking a new one.
Loans. Mortgages. Credit Cards. Interest Rate Rises Around The Corner.
Financial traders in the City are expecting interest rates to rise by half a percent by the end of this year. These days the Bank of England prefers to make a series of small changes to interest rates rather than one large change, so watch out for the first 0.25% rise around August time
Mortgage rates are already reacting with the rates for fixed rate mortgages rising. The best rates for two year fixes are now in the 4.15% to 4.48% range and for three year fixes, 4.49% to …
How Do I Choose A Lender?
The growing demand for various types loan has led to the increase in the population of lenders in the country. Other than Banks and forms of financial institutions there are private lenders and mortgage brokers.
Housing Market Cools But More Needs To Be Done To Assist Buyers
The figures show that house price inflation slowed to only 0.1% in April, significantly slower when compared with a 1.1% increase for March, and the annual house price change fell to 4.8% in April from 5.3% in March, leading to an average UK house price increase of £1490 to £163,573, from £162,083, up by nearly £7,500 more than at this time last year. This is equivalent to a price increase of more than £20 per day over the last twelve months.
According to Nationwide’s Grou…
Mortgage Quote and what affects it
Understanding how your past financial transactions affect your future.
Hip’s – The Full Story
Home owners will soon have just three months to sell their homes or be forced to re-issue the seller’s information pack at an estimated cost of £1000 for the average semi-detached home. This would be in addition to the original £1000 paid out for the original sales pack.
Much has been written about the Home Information Packs (HIP’s). Here we aim to examine the final details, just released.
From June 2007 it will be compulsory for all sellers to produce a dossier contain…
General Information Regarding Self Certification Mortgages And Remortgages In The UK
Self certification mortgages and self certification remortgages are useful financing options for those individuals looking to buy a new home or obtain a new mortgage in the UK. Those individuals who will find a mortgage of this type most useful are those who are gainfully employed yet may have a difficult time showing where the money comes from and how much money they receive on an annual basis. Examples of individuals who may experience this problem include those who are sel…