Men, Women and Their Finances
What do you worry about most when it comes to your finances and debt or your credit card repayments? It seems that men and women have different outlooks and think differently about their finances.
Money Is A Family Affair
If you are single and don’t have kids this tip won’t mean much to you. For the rest of us that have others to consider when making money decisions it just may make things a little easier.
I guess the best knock-down, drag-out fights my wife and I ever had was about money. No, it never came to blows because she’s meaner than I am. Believe me you can have a lot of fights in almost 40 years.
At some point we realized that it wasn’t accomplishing anything. We still didn’t h…
Foreclosure is a Problem Across the Nation
Do you own your own home or business? If you have a mortgage, and you are working, struggling to survive from paycheck to paycheck you are not alone.
Signs That You’re Not Using Your Credit Cards Properly
It is a fact that many people fail to use their credit cards properly. Only when they have gained a credit card balance which is difficult to pay off do they begin seeking help.
The Bills Can Wait
Have you ever wanted anything so much that you were willing to put off your bills to get it? A lot of people have and some do it month after month. The worst part of this is that these same people wonder why they are having money problems.
I’m not talking about putting off the bills to buy groceries or pay for necessities. I’m referring to those little things that you just have to have but really don’t need.
This could range from buying a soda or cup of coffee everyday …
Budgeting When Your Paycheck Varies
How can you decide how much you have for bills and expenses when your paycheck varies from one payday to the next? That’s a question a lot of people struggle with.
A few of the occupations that I can think of off hand that could fall into this category are waitresses or waiters working for salary and tips, truck drivers that are paid by the mile and never know how many miles they are going to get, the self-employed that their business income varies from season to season, a…
Basic Financial Information Tips (Part I)
Here are some financial tips, definitions, and information that will hopefully help you save money or get out of debt.
Annuities for Retirees: What to Consider Before You Invest
Investments called annuities are similar to traditional Individual Retirement Accounts and employer-sponsored 401(k) plans in that your money can grow tax-deferred until you withdraw it from your account. However, annuities are complex products and are not appropriate for everyone near or in retirement. Here’s an overview, including things to consider and questions to ask before you invest.
A problem called ‘Credit Card Debt‘
Credit cards are no more a luxury, they are almost a necessity. So, you would imagine a lot of people going for credit cards. In fact, a lot of people posses more than one credit cards. So, the credit card industry is growing by leaps and bounds. However, the credit card industry and credit card holders are posed with a big problem called ‘Credit Card Debt’. In order to understand what ‘credit card debt’ actually means, we need to understand the workflow associated with the use of credit cards..
10 Common Homeowner Complaints
Ten problems every homeowner should be aware of…. and avoid.