First step to Build credit
Getting a credit card, use a couple of times a month, and pay it off any other time, and 3 / 4 the other half.
Balance Transfer Tips – Maximizing The Benefits of Transfers
While transferring your balance from a high interest credit card to one with a low interest rate is easy, there are certain things that should be taken into consideration. The first thing you want to do is look at your current credit standing.