Lifestyle Banking – Living For Pay Day

For some people it comes mid-month, for others at month’s end. Occasionally it comes right at the start of the month – just in time for you to watch those figures plummet.

And what am I talking about? Pay day.

Lifestyle banking is the term for a new breed of loan, and it’s an appropriate moniker – as our lifestyles have sped up, digitised, and, ultimately, revolutionised our lives so has our demand for more flexible banking services. Services such as the Payday Loan (ht…

The World Cup Is Drumming Up Amazing Amounts Of Finance This Summer

World cup fever for 2006 is predicted to be more intense than 2002, with the advertising industry tipped to see higher sales than previously, with estimated spending on marketing reaching £300m during the tournament. The Centre for Economics and Business Research has stated that there is likely to be a spending boost of about £1.25 billion which will be pumped into the UK economy as a result of fans purchasing World Cup related memorabilia, replica team kits, sports equipment…

UK Consumers Regaining Control Of Runaway Levels Of Personal Debt

The UK in recent years has seen a massive growth in the levels of personal debt and thanks to increases in secured loans corresponding to a strengthening of the housing market; it does not appear to be slowing down. Recent figures from Creditaction show that since the end of 1993, when debt levels were around the £400bn level, they have now risen to an astounding £1148bn, and it is growing at a rate of 10.2% per annum, or £100bn over the last year alone.

Mortgage loans cu…